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It is important you apply for funding as early as possible to make sure you have finance in place for the start of the term.

The amount you can borrow under the student maintenance loan scheme depends on your household's income – in other words, your circumstances and the amount earned by you, your spouse, or your parents.

If your household has a low income, you may also be eligible for a .

One misconception about student finance loans is that you end up leaving university in thousands of pounds worth of debt. However, this isn’t quite the case. Student loans are different from other types of loans, as students only start repaying them after they complete their studies and once they’re working and earning a certain level of salary. Please visit  for more information on Repayment terms and conditions.

Make sure you have returned your signed declaration to Student Finance.

You will need to attend an enrolment session. Remember to bring your payment schedule with you, in case of any queries.

Students receive their maintenance money in three instalments each year, roughly at the beginning of each term and normally within 3-5 working days after enrolment.

Subsequent loan payments will be released as per the payment dates detailed in your payment schedule letter. The tuition loan is paid straight to the University.

If your circumstances change whilst you are studying on your course, you must inform Student Finance. You must also ensure that you notify your faculty of any change in your circumstance. E.g. if you change your mode of attendance from full-time to part-time, there are funding implications, and we want to ensure that the accuracy of your student record and funding eligibility are maintained.

For help with budgeting on a student’s income and other day-to-day matters, you may like to visit .

Funding may be available to BNU students studying social work and nursing through the NHS.

BNU also offer certain discounts to students who have recently graduated with us.

Students may be eligible to apply for a Government contribution for . The amount of funding available will depend on where you normally live.

N.B. Masters loans from student finance are paid directly to the student, so you will need to ensure that tuition fees are paid to the University. Any loan asked for will be paid in three equal instalments over the year, roughly the beginning of each term. If the masters course is longer than one year then the total loan requested will first be split evenly over the duration of the course and the loan amount for each year will also be paid in three equal instalments.

If you are not eligible for a loan, then you will need to fund your course yourself. If you wish to pay your own course fees upfront rather than accessing a loan, further information on the arrangements for this can be found in our Fee, Liability and Instalment Dates pages.

Please note that details given in this section are for full-time undergraduate home students and details may vary for students from the Channel Islands or the Isle of Man. Students should check with their local government for details of available support.